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What Is Golden Wealth Baccarat?

This Asian-themed live dealer version of baccarat players offers small-stakes players the opportunity to win big with more frequent multiplier wins.

Golden Wealth Baccarat follows the same rules as regular baccarat, with the only difference being the inclusion of five multiplier cards in each game round. These cards can increase payouts on winning hands by up to 512x on a Banker or Player win and 262,144x on a Tied hand win.

To win Golden Wealth baccarat, the card you bet on has to have a total value as close to 9 as possible. There are two primary betting options: the Banker and the Player.

However, the Banker bet requires a 5% commission fee, resulting in a slightly lower payout than the Player bet. However, the Banker bet occurs more frequently than the Player bet, making it the optimal choice for baccarat players.

If you like risky bets, Golden Wealth Baccarat offers three side betting options: Tie, Banker Pair (BP), and Player Pair (PP). If two cards of the same value are drawn for either hand, the Pair bets pay out. The card values in Golden Wealth Baccarat are as follows: cards 2 through 9 retain their pip value, while 10, A, J, Q, and K have a value of 0.

The Fundamentals

  • Golden Wealth Baccarat uses eight decks of cards.
  • The standard Baccarat rules apply the hand closest to or equalling nine wins.
  • A commission of 5% is levied on Banker wins.
  • Five golden cards are selected in each game round to have multipliers applied.
  • The golden cards can have 2x, 3x, 5x or 8x multipliers.
  • Regular Player/Banker wins are paid at 1:1, with ties paying 5:1.
  • You can place Player or Banker Pairs Side Bets.
  • A 20% Golden Fee is added to the total bet to finance the multipliers.
  • Cards are discarded at the start of each new dealing shoe.
  • The Golden Fee is non-refundable in case of a tied hand.

RTP and Payouts

Bet Payout RTP
Player 1 512:1 98.85%
Banker 1 512:1 98.69%
Banker (95% return) 2.85:1 (3:1 less 5%) N/A
Tie 5.1 1,310,720:1 93.36%
Player Pair 9 576:1 86%
Banker Pair 9 576:1 86%

How To Play Golden Wealth Baccarat Live

Feel like getting on the action? Then follow this step-by-step guide to learn how to play Golden Wealth Baccarat online today.

STEP 1

Log into Your Online Casino Account or Register

If you don’t have an account with a Golden Wealth Baccarat gambling site, click one of the reputable online casino site bonuses listed above and create an account.
STEP 2

Enter Game

After signing up, find the Golden Wealth Baccarat Live using the site’s search tools and click on the game.
STEP 3

Place Bets

Once entered, you will see a large kidney-shaped table with two playing positions and the card dealing shoe. Place your bets on the Banker, Player, or Tie Positions. You can also opt to play the Player or Banker Pairs Side Bets.
STEP 4

Golden Round

Once betting time has closed, a 20% fee will be added to your total bet amount to cover the cost of entry into the Golden Round. Five random cards will be drawn from a virtual 52-card deck, with each card assigned a multiplier value ranging from 2x to 8x. The five cards and their respective multipliers will be displayed on the screen.
STEP 5

Cards Are Dealt

Following standard baccarat rules, the croupier will then deal cards to the Player and Banker hands. Extra cards will be dealt if necessary. If any Golden Cards are dealt, they will be highlighted on the screen, along with their multiplier values.

The hand closest to or equal to nine wins, and the payout for the winning hand will be calculated based on whether it contains any Golden Cards. If the winning hand contains one Golden Card, the payout will be multiplied by that value. If there are multiple Golden Cards in the winning hand, their multiplier values will be multiplied together to give the final payout value.

Pros and Cons of Golden Wealth Baccarat Live

Pros

  • Can chat to the other gamers and live dealer
  • Available 247/7
  • Low-stakes game

Cons

  • High volatility
  • Game of chance

Understanding Live Baccarat Roadmaps

Roadmaps are a visual representation of the results and trends of hands in a game of live baccarat. These tools can help you quickly assess the history of the game, recognise trends, and predict potential outcomes.

When it comes to baccarat, there are five important roadmaps to know:

  • The Big Road - This is the primary roadmap that displays the history of wins and losses. Each row represents a round of play, and each column represents a hand dealt. A solid circle represents a win for the player, and a hollow circle represents a win for the banker.
  • Big Eye Boy - This roadmap highlights patterns in the big road by marking the first unbroken run of banker or player wins with a blue square. If the next result changes, the square shifts to the right. A red dot is added to the square if the following result is the same.
  • The Small Road - This is a condensed version of the Big Road that shows only the result of the first hand of each round. Wins for the player are marked with a red circle, and wins for the banker are marked with a blue circle.
  • The Cockroach Pig - This is a variation of the Small Road that displays the opposite results of the first hand of each round. Wins for the banker are marked with a red circle, and wins for the player are marked with a blue circle.
  • The Bead Plate - This is the simplest roadmap that shows only the results of the current hand. Wins for the player are marked with a red circle, and wins for the banker are marked with a blue circle.

By understanding these roadmaps, you can gain insights into the game of live baccarat and potentially improve your chances of winning.

Strategies to Improve Your Chances in Live Baccarat

While luck plays a significant role in live baccarat, here are some tips to increase your chances of winning:

Know the Game Rules

Before placing bets, it's crucial to understand the basics of baccarat. The objective of the game is to bet on the hand that has the closest total value to nine.

Bet on the Banker

The banker bet is more likely to win than the player bet due to the game rules. However, the banker's edge over the player is typically around 1.06%, which is one of the lowest among casino games.

Avoid the Tie Bet

Although the tie bet has an attractive payout, its chances of winning are incredibly low. It's better to avoid this bet to prevent unnecessary losses.

Manage Your Bankroll

Set a budget for yourself and stick to it. Never bet more than what you can afford to lose. Still, remember that baccarat is a game of chance, and there is no guaranteed way to win.

Golden Wealth Baccarat - Final Thoughts

If you’re on the hunt for a less volatile version of live baccarat with that in-person feel, Golden Wealth Baccarat Live fits the bill.

Set in an elegant VIP-style setting and featuring a magic pot, this game is designed to be even luckier than the popular Lightning Baccarat.

However, remember that a player bet incurs a 20% Golden card fee, which includes five Golden Cards in every game round, each with a randomly generated multiplier of 2x, 3x, 5x, or 8x. If a player wins on a hand and has one or more matching Golden Cards, their winnings are multiplied accordingly.

Our verdict? Evolution Gaming has produced another thrilling live dealer game with Golden Wealth Baccarat that’s worth checking out if you're a baccarat fan.

Golden Wealth Baccarat Live FAQs

How is Golden Wealth Baccarat different to regular versions?

Golden Wealth Baccarat is a live dealer game that takes the classic game of baccarat to the next level. It introduces multiplier cards that can increase your payout if you have a winning hand. Unlike other baccarat games, this one has 5 multiplier cards selected for each game round, making it the luckiest baccarat game on the market.

What is the RTP of Golden Wealth Baccarat?

The RTP (return to player) percentage of Golden Wealth Baccarat ranges from 93.36% to 98.85% for optimal play. However, it's worth noting that the side bets have an RTP of 86%.

What's the highest multiplier you can get in Golden Wealth Baccarat?

The maximum multiplier is an incredible 1,310,720:1. That's only possible if a Tie occurs and both hands have three 8x multiplier cards. The result would be a massive 5:1 x 8x8x8x8x8x8. The maximum multiplier for the main hand is 512x.

How are the multipliers funded in Golden Wealth Baccarat?

In Golden Wealth Baccarat, 20% of the total bet is used to fund the Golden Round. This generates the Golden multiplier cards that can increase your payout if you're lucky enough to get them.

Where can I play Golden Wealth Baccarat?

You can play Golden Wealth Baccarat Live at any of the trusted new casino sites listed above. Simply click one of the links, sign up, and make a deposit to activate your welcome bonus before heading to the site’s live casino section to enjoy playing this thrilling version of baccarat.